Home » Uncategorized » Currently Reading:

Home Security Safes… Are your Cash and Valuables Secured?

Do I really need a home security safe, aren’t they for wealthy people?  

Most people have personal valuables, cash and jewellery, sentimental items that are irreplaceable, computer data discs and documents, which need extra protection in the event of burglary or fire. E.g. your home inventory of assets would prove invaluable in the event of an insurance claim.

OK- so what type of security safe do I need? 

First of all, assess your requirement in liaison with your insurance company, as follows: –

  • List the items you want to protect and their total value then consider whether it is advisable to keep them at home at all. Large sums of cash should really be kept in the bank.
  • Total volume or size of the articles.
  • The locking system you prefer i.e. key lock, combination only lock, electronic locks.
  • Type and location of safe, under-floor, wall or free standing.
  • Existing security measures you have taken.

It is very important to purchase a home security safe that is matched to the value it has to protect.

There are two basic types of security safe available: –

1) Burglary Resistant- intended for cash & valuables. (Safes recognised standard. LPS1183 Loss Prevention Certification)

The cash rating on a safe will help you decide the grade of the safe you need.Most insurance companies recognise the ‘cash rating’ grade, of 10 times cash rating for material contents, E.g. a £2,000 cash rating would become £20,000 for material contents – check with your insurer.

The Euro-grade model cash ratings are: – ‘0’ £5,000 cash limit to ‘5’ £100,000 cash limit. Safes designed for homes would be at the lower end of the scale.The security offered by a home security safe depends upon: –

  • The strength of its walls and doors.
  • The strength and complexity of its locking mechanism.
  • Its resistance to being removed.

2) Fire Resistant- devised to protect valuable documents (wills, share certificates, deeds etc.) and computer data-storage media in case of fire.

Fire Resistant Document Safes

This category covers safes and filing cabinets that are tested for fire, which guarantees that documents stored inside will withstand fire for the period tested.

Fire Resistant Data Safes Do you store your valuable back up computer disks/CD’s at home?Then you need a safe or filing cabinet tested for fire, which guarantees that computer data media and documents stored there, will withstand fire for the period tested.

Computer media requires special protection to keep the temperature at a much lower level, because they are plastic based and melt at a much lower temperature than that at which paper starts to burn.

There is a wide choice of sizes within cash rated and fire resistant security safes at prices to suit all budgets.

Seek advice and quotes from approved home security safe suppliers, then consult your home insurance company, before making a decision.

The Burton Torino Gold Domestic Safe Is Rated Best In It’s Class For Security And Value.

Comment on this Article: